A New Money Management Tool for Your Customers:
Overdraft Options^sm is a comprehensive marketing program supported by intelligent software that allows a bank or credit union to offer a value-added benefit to its qualified personal checking account customers. Overdraft Options^sm provides your customers a “safety net” by generally paying non-sufficient funds items, up to a pre-determined amount, when customers overdraw their account.

Overdraft Options^sm allows individuals to avoid the embarrassment of having checks returned to a store and saves them the return check fees they charge. Overdraft Options^sm presents your customers a new money management tool giving them the ability to maintain control of their finances reducing their need to consider going to a check cashing store.