Stay on Top of Your Success:
In today’s environment, non-interest income is a key factor in the overall success of your bank. And, along with streamlining the overdraft-decisioning process, Overdraft Options^sm is designed to enhance your bank’s nii and bottom line. The management reports generated by the Overdraft Options^sm software allow you to view this important area of your bank on a weekly basis and manage changes immediately.

Our comprehensive reports provide a wealth of information to assist you in managing your program. A few of the items you will see include:

• The total amount of overdrafts, number of NSF items, fee income produced and waived on a day-to-day summary.
• Overdraft activity by account type to pinpoint those products with the most potential for your bank.
• Activity, including items, income and waivers, by branch and/or officer to see who’s producing and who’s giving it away.
• Fee waivers at the individual customer level along with the reason for the waive to determine that bank policy is being followed.
• Detailed information on charge-offs at the account level to readily determine true “hard dollar” losses and assist completion of the quarterly call report.
• And, once Overdraft Options^sm is implemented, if there’s additional downloadable information you need, we can typically build a customized report to solve your specific situation.