Account Approval for Your Customers:
Approval is based, not on any type of credit decision, but on how customers maintain their checking accounts. We work with your bank’s management team to develop qualifying criteria that best meets your strategic objectives.

Overdraft Options^sm qualifying criteria is based on …

• How long the checking account has been open.
• The consistency of deposits minimizing potential charge-offs.
• A historically low-to-moderate number of overdraft situations.
• Information demonstrating a person’s tendency not to abuse the privilege.

These criteria will be customized with your bank’s input to meet the unique market you serve.

Overdraft Options^sm is not an extension of credit and
is not marketed to encourage overdrafts.