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Our Differences Make Us the Right Choice for Your Bank:
Overdraft Optionssm was designed by community bankers ... for community bankers ... to fill a need other software developers minimized or even ignored until recently.

  • Overdraft Optionssm is being marketed to community banks under $500 million in total assets primarily operating in communities of less than 50,000 in population.
  • Overdraft Optionssm addresses the unique challenges community banks face. The software is designed to interface with virtually any core processor and to save you time processing your overdraft items each and every day.
  • The software manages daily NSF letters, periodic reminders to customers who need to make a deposit, collection notices or calls, and produces management reports letting you stay on top of your program.
  • Your employees will spend less time each day on overdraft decisioning, you will be able to more effectively manage a critical fee income source and the entire process will be more consistent and fair to your customers.
  • The Overdraft Optionssm implementation team has decades of hands-on community bank experience and understands the operational challenges in small to mid-sized banks.
  • We understand the importance of training everyone facing the bank … from the CEO to the part-time employee … everyone receives the appropriate level of training to make the program succeed.
  • With most vendors, there is only one way to pay … “their way” … typically sharing a significant portion of your income with them. Our clients enjoy the choice of several payment options … a single payment … shared revenue … or a combination of both. You select the plan most beneficial to your bank’s balance sheet.

Our competitors sometimes call us the “lite” version of overdraft management programs. They say we don’t have all the “bells and whistles” their product offers. You know … they may be right … and, we’re proud of it. You see, Overdraft Optionssm does one thing that is pretty important … it works! We invite you to call any of our clients and ask them how the Overdraft Optionssm program has worked for them.